Group Risk:

Our advisory service for employers to help their employees manage risk. We help employers set up and manage Group Life Assurance, Group Income Protection and Critical Illness Protection schemes on behalf of their employees.

Group Life Assurance

In our experience employees value this benefit very highly and the cost is usually comparatively low.

Our services include the following:

  • targeting cover to ensure the most cost-effective terms
  • annual reviews to ensure the best possible terms
  • preparation and updating of scheme documentation including scheme announcements for employees
  • advice to employers on any legislative changes
  • advice on use of Excepted Group Life Schemes

Group Income Protection

A well-managed scheme can have a far-reaching effect on your business as long term illness can cause financial and emotional strain for both employees and their employers.

Our services include the following:

  • explaining the difference between the types of plans available
  • designing a solution that matches your business needs to your budget
  • negotiating the best rates
  • reviewing the cover periodically
  • assisting in the sensitive area of managing claims
  • advice on changes to relevant legislation